What is Builder’s Risk Insurance?
Builder’s risk insurance covers construction projects and renovations—protecting materials, structures, and equipment on site. Safeguard your investment against fire, theft, storms, and more until the job is complete.
Cover Your Project From:
Fire & Vandalism
Weather Events & Storms
Theft of Materials
Accidental Damage
Vandalism
Equipment Breakdown
FAQ
What is builder’s risk insurance?
It’s property insurance for buildings under construction or renovation, covering materials, fixtures, and equipment on-site or in transit.
Who should buy builder’s risk insurance?
Owners, contractors, builders, and developers—all parties with a financial interest in a construction project should be named insureds.
What does it cover?
It covers fire, theft, vandalism, some weather events, and accidental damage to the structure or materials during construction.
What isn’t covered?
Earthquake, flood, faulty design, and normal wear/tear are often excluded. Separate policies or endorsements may be needed.